Employers
We partner with you to solve HR issues before they appear.
- Give staff a pay rise without a wage increase
- Keep good people and cut recruitment costs
- Be seen as an employer of choice
Teaching financial wellbeing since 2004
Training for a healthy Mind, Body and Wallet.
We are the financial focus in your wellbeing solution, providing fun, effective training, onsite and online.
Did you know?
Who we work with
Member Organisations
Repeatable results your members feel at home and at work.
- An indirect pay rise as members manage money better
- Benefits flow through the industry and home to the family
- Grow membership and keep the nation running
Community & NFP
We make financial education fun, for all ages.
- Workshops from primary school age to seniors
- Minority groups and NDIS
- Outdoor classrooms encouraged
Some of our clients include:
- ACT Government (various agencies)
- Aspen Medical, funding training for not for profits, including the Department of Justice and community services, and Fearless Women
- The Australian National University
- The Benevolent Society
- Bondi Chamber of Commerce
- Byron Youth Service, funded by Future2, the philanthropic arm of the Financial Planning Association of Australia
- Campbell Page
- Deloitte
- Federal Government departments, including IP Australia
- Fiserv, through Peak Health (now Bupa)
- Frontier Recruitment
- Housing NSW
- JDL Strategies
- NSW Government (various agencies and schools)
- Community organisations across several states, including Barnardos, Menslink, MTC Work Solutions, NCCH, Social Futures, RED Inc and YWCA
- Councils across several states
- Westpac, through Peak Health (now Bupa)
- Wisdom Learning
Health and wealth check-up
How financially fit are you and your workplace?
Eight quick questions to see where you and your workplace stand. Take note of both the employer and employee views.
Looking for yourself?
Bring financial fitness to the people around you
Chances are the people you work and mix with would also like better financial fitness. Let your employer, club or group know. You can stay anonymous if you like.
Licensing
Licence and deliver our programs
Our programs range from funshops for four year olds to six day courses aligned with the government accredited Certificate II in Financial Services. If you'd like to licence and deliver them, let's talk.
Finance professionals
Add value for your clients
Partner with us, without becoming a licensee. We've had bookkeepers and mortgage brokers engage us to deliver training for their clients.
- BSc (Mathematics)
- DipFS (Consumer Education)
About
Meet our founder: Larissa (Zed) Zimmerman
Larissa is an engaging international speaker, facilitator, author and MC. She has taught thousands of people, from primary school age to seniors, the skills for a healthy mind, body and wallet.
Her experience spans the Australian Army and Federal Police, as well as the private and community sectors. She bought her first property at 21 and was once invited by Eddie McGuire to join Richard Branson on stage in front of 8,000 people.
She is the only Australian to study the Diploma of Financial Services in the Consumer Education stream. Today organisations engage her to support recruitment, retention and fraud prevention, and to improve their bottom line. Meanwhile staff gain vital transferable skills for the workplace and beyond, such as resource management, mental health, communication and resolution skills.
She also holds a Blue Card (Working with Children Check). This is very important when her alter ego, Miss Moneywise, visits classrooms.
Mission
To use the international language of numbers to bring holistic change, on a personal and global scale.
Values
National Financial Fitness (NFF) embodies the personal values of our founder: integrity, professionalism and fun. And time is precious. We aim to give you maximum return on your training investment, creating a culture that supports sustainability.
Track record
- 1993Bought her first investment property in south west Sydney
- 2002First midlife assessment: 8 part time jobs
- 2004First community college course
- 2006First media feature, for her teen goal setting course
- 2008Moved to Maui and delivered sessions on financial fitness
- 2010Ran for the Senate in NSW on a platform of environment, education and the economy. Received more primary votes than Matt Thistlethwaite
- 2011Selected for the ASIC panel of financial literacy experts
- 2013Semi retired to northern NSW
- 2017The Financial Planning Association funded training for the Byron Youth Service
- 2024Aspen Medical funded training for not for profits
- 2025Winner, Frontline Labs pitch for Miss Moneywise
FAQ
Questions we're often asked
Why does financial wellbeing matter to my organisation?
Financial stress is a significant concern that can harm employee performance, morale and overall health. Our programs give employees the tools and knowledge to manage their finances well. That means lower stress and a happier, healthier workforce.
What is the ripple effect?
When one person learns to manage money better, the benefits flow to their partner, children and community. Better money habits in families build a stronger nation.
How does financial stress affect mental health?
Financial stress is a psychosocial hazard. It feeds anxiety, poor sleep and relationship strain, which all show up at work. Our training covers mind, body and wallet skills for work, most of which transfer home.
How is pricing structured?
Pricing is based on group size, duration and how much tailoring is required. We'll provide a written proposal once we know your desired outcomes.
Can we co-brand the program?
Yes. Membership bodies, banks and industry groups can co-brand sessions for their members or customers.
Will staff have to share their personal finances?
No. Sessions are practical and private. No one is asked to disclose their own situation, and employers only see group feedback.
What if there are different levels of financial literacy in the room?
That's great, because people can learn from each other. The activities are based on each person's own circumstances, so everyone can develop their own Money Action Plan (MAP). If participants come with an open mind and a sense of humour, the return on their time will be many times over.
How do you make it fun?
For four year olds we use juggling balls, cute little songs and props. For adults, we find your financial funny bone and tickle it. You may just have to come along to find out how much fun it can be :-)
Do you give financial advice?
No. We teach financial skills and habits. We don't give personal financial product advice. We take you to the level of being your own financial planner. Students have told us their financial planner said they were the best prepared client they had seen.
Do you offer a self paced option?
Yes. The 12 week Health and Wealth Plan is delivered online, after group training.
Why is NFF different to other providers?
We practise what we preach, and others have told us our material is better than some.